Premier Commercial Lending

Empowering Your
Financial Future.

Old City Capital provides bespoke funding strategies for businesses poised for growth. From rapid capital infusion to complex real estate structuring, we are the architects of your financial success.

Start Your Application Explore Solutions

Rapid DeploymentFunds in 24-48 Hours

Soft InquiryNo Impact to Credit

North AmericanUS & Canada Wide

Comprehensive Lending Solutions

We offer a diverse portfolio of financial products designed to meet the unique needs of modern businesses. From real estate to working capital, we have the right solution for you.

Commercial Real Estate

Tailored financing for acquisition, refinancing, or development of commercial properties.

Rates from 6.5%
LTV up to 80%
Terms up to 25 years

SBA Loans (7a & 504)

Government-backed loans offering favorable terms for small business growth and expansion.

Government Guarantee
Lower Down Payments
Longer Repayment Terms

Business Lines of Credit

Flexible revolving credit to manage cash flow, purchase inventory, or handle unexpected expenses.

Revolving Access
Interest Only on Usage
Quick Approval

Equipment Financing

Capital to acquire the machinery, vehicles, or technology your business needs to operate.

100% Financing Available
Tax Advantages
Preserve Working Capital

Bridge Loans

Short-term funding solutions to bridge the gap between immediate needs and long-term financing.

Speed to Close
Flexible Terms
Asset-Based

Merchant Cash Advance

Lump sum capital based on your future credit card sales, perfect for businesses with high volume.

No Collateral Needed
Flexible Repayment
High Approval Rates

Fix & Flip Financing

Short-term loans for real estate investors purchasing and renovating residential or commercial properties.

Up to 90% of Purchase
100% of Reno Costs
Quick Closing

Invoice Factoring

Unlock the cash tied up in your unpaid invoices to improve immediate liquidity.

Immediate Cash Flow
Credit Protection
Scalable Funding

The Path to
Capital Clarity

We've re-engineered the lending experience to be frictionless. No red tape, no waiting games—just a direct line to the resources you need.

Digital Application

Begin with our streamlined, secure portal. A few minutes is all it takes to unlock potential offers, with no impact to your credit score.

Strategic Matching

Our proprietary algorithms and seasoned advisors analyze your profile to identify the optimal lending partners for your specific sector.

Transparent Selection

Receive a curated list of competitive offers. We walk you through every term and condition to ensure total clarity before you choose.

Rapid Funding

Execute agreements digitally and watch your capital arrive. Funds are typically wired directly to your account within 24 hours of approval.

Funding StatusDisbursed

ReviewApprovalDocsFunded

Logistics Expansion

Mid-Market Fleet Acquisition

Funded in 48 Hours

Client Success

Partners in
Real Growth

"When traditional banks stalled our fleet expansion, Old City Capital delivered. Their team understood our business model immediately and structured a deal that allowed us to capture a critical market opportunity within days."

Insights & Analysis